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Fireside Chat with Yoseph West of Relay

It was a pleasure to host a fireside with Yoseph West last week. Yoseph is the CEO and Founder of Relay, a platform designed to give small business owners complete control over what they are earning, spending, and saving. In 2025, Relay surpassed $1 billion in customer deposits! Yoseph shared

Team or TAM? Wrong question…

For early stage venture investors a consistent debate has always been Team or TAM. Both sides share compelling evidence but where you land is typically a by-product of an innately human perception of risk and tolerance for the messy unknown. Generally, I’ve come away from this debate with the

BTV AGM: Fireside Chat with Docshield

At our AGM, JC moderated a fireside chat with Elliot and Azhar, the Founders of Docshield. Transcript from the session copied below! JC: Tell us about yourselves and the pre-Docshield story. Elliot (CEO & Co-Founder): Hi everyone, I'm Elliot, the CEO and co-founder of Docshield. Azhar and I

BTV AGM: Fireside Chat with Layer

At our recent AGM, Sheel moderated a fireside chat with Justin, the Co-Founder of Layer. Transcript from the session copied below! Sheel: Before we dive into Layer, tell us a bit about your background and the pre-Layer story. Justin: Absolutely. Before starting Layer, I was at Square for six years

BTV AGM: Checking In on Embedded Fintech

Back in our Fund I pitch deck, we said "everything is fintech." We even have a big neon sign in our office that says it! The idea was that fintech would become an increasingly important component of successful businesses that others don't traditionally think of as

AI-Native Systems Are The Default

A few weeks ago, I published Fintech x AI: The Next Great Intersection, the first of a two part segment, wherein I shared more about the opportunities we are currently observing at the intersection of Fintech x AI. I covered emergent business models, the types of products taking shape and

Why We Invested in Kaaj

Excited to Announce Our Investment in Kaaj! We are thrilled to share our investment in Kaaj! We led their pre-seed round and invested in their $3.8M seed round led by our friends at Kindred Ventures. Small businesses are the backbone of the U.S. economy, creating jobs and driving

3Q25 Newsletter

Hello, It’s BTV 👋  Welcome back to our quarterly update! Q3 is always one of our favorite times of the year - and this one was packed. In October alone, we managed to: * Head south for a team offsite in Mexico 🇲🇽 (spoiler alert - it rained the whole time so

Fintech x AI: The Next Great Intersection

We recently announced our third fund at BTV and on the back of that, JC in On the Heels of Fund III: Fintech’s Next Chapter, shared our thoughts on why fintech is “back again”. At BTV, we’ve always thought of ourselves as investors at the intersections. Specifically where

On the Heels of Fund III: Fintech’s Next Chapter

With the announcement of BTV Fund III, I wanted to share a few thoughts on fintech and the opportunity ahead. Timing Is a Funny Thing In some ways, timing doesn’t matter. As we’ve said for years, the demand for better financial infrastructure has always been there and always

Why We Invested in Monk

Excited to announce Better Tomorrow Ventures investment in Monk, where we led their $4M seed round earlier this year. Founders, George Kurdin and Joe Zhou are building the complete agentic stack for the ~$3T outstanding accounts receivable (AR) problem. In the 6 months since investing, they’ve already landed high

Announcing BTV III 🚀

🔗Covered in Techcrunch here We’ve Raised $140M And, Spoiler Alert, We’re Still All In on Fintech We’re excited to announce that Better Tomorrow Ventures (BTV) has closed our third fund at ~$140M. This raise brings us to $450M in AUM, following our $150M BTV II from 2021

Why We Invested in Meroka

⬅️Originally published on Nihar's LinkedIn here. Excited to Announce Our Investment in Meroka! We are thrilled to share our investment in Meroka where we led their $6M seed round alongside Slow Ventures with participation from 8VC. For independent doctors across the US, Meroka offers an alternative path to

2Q25 Newsletter

👋 Hello, It's BTV Welcome back to our quarterly newsletter! We’ve got a busy fall coming up and some very big news dropping soon. Keep an eye out for that 👀 🗓️ Coming Up - Where in the World is BTV? Here’s where you’ll find Team BTV over